downby
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Shadow banking system — The “shadow banking system” or the “shadow financial system” is largely formed by non bank financial institutions that like banks, borrow short and in liquid forms and lend or invest long in more illiquid assets… … Wikipedia
downbye — adverb also downby (ˈ)dūn|bī Etymology: down (II) + by, adverb Scotland : down that way : down below … Useful english dictionary
